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Mortgage Advice - Questionnaire


This questionnaire is provided for you to tell us about your current situation, enabling us to respond to your particular needs.

Please complete and submit the questionnaire. Alternatively print / complete the form, returning it to: 
PoliceMortgages.co.uk, The Courtyard, Dean House Farm, Church Lane, Newdigate, Dorking, Surrey. RH5 5DL
YOUR CURRENT SITUATION
Date: dd/mm/yy How did you hear about us?
 
Surname(s): 1 2
First Names:
Address
Email:
Tel: (Home)
Tel: (Work)
Smoker? Yes   No

DOB: dd/mm/yy 		Yes   No

DOB: dd/mm/yy
RANK : (or occupation)
For How Long?
First time buyer Yes No
Selling current home and looking to buy Yes No
Looking to Buy to Let Yes No
Looking to buy Police house at the above address Yes No
Looking to buy house abroad Yes No
Looking to Re-Mortgage on straight swap Yes No
Looking to Re-Mortgage and raise extra at the same time Yes No
How Many Children do you have? And their ages?
YOUR CURRENT SITUATION
What is the estimated selling value of your home?
How much have you borrowed, i.e. your mortgage outstanding now?
Who is the Lender?
How long have you had this mortgage for? Approx. yrs
How long has your mortgage left to run? Approx. yrs
How much are your mortgage payments per month (excluding policies)? pm
Is your mortgage on a variable interest rate?
Yes    No
If no, what rate/type are you on?
Would a “redemption penalty” be payable if you were to remortgage?
Yes    No    Not Sure
If yes, how much will the penalty be, if known?
How much is your endowment/mortgage protection policy per month? pm
Would your mortgage be paid off if you suffered a critical illness?
Yes   No
Yes    No
Have you ever had any mortgage arrears?
Yes    No
Yes    No
If yes, how much?
Are they still outstanding?
Yes   No
If you have any Loans / H.P. / Credit Cards, please list them all below:                     

Monthly Costs: Balance Owing: Expiry Date:(dd/mm/yy) App 
1 or 2		 Purpose:

Do you have a good clean credit history? Yes    No Yes    No
If no, e.g. CCJ’s, briefly explain:
Have you received any quotes elsewhere? Yes    No
If yes, which do you like best?
Would your mortgage be totally paid off from a personal life policy(ies) if you died tomorrow?
Yes    No
Yes    No
If no, how much is not protected?
    
    
How much do you earn (before deductions)?
pa
pa
How much of this is your basic pay (+ fixed allowances)?
pa
pa
How much is your average monthly take home pay?
pm
pm
YOUR FUTURE PLANS
What types of mortgages are you interested in (please tick)?
Fixed
Discounted
Cashback
Other

100%

Flexible

Buy to let

Tracker

Offset

Daily
interest
If other, e.g. capped rates, please describe:
Do you want to borrow more money with your new mortgage? Yes    No
If yes, how much extra do you want to borrow?
What would you use this extra money for?
If you have Loans / H.P. / Credit Cards, it may be possible to rearrange some (or all) of these within your mortgage. If you can, would you want to consider this only if it saves you a considerable amount each month e.g. £100 - £300?
 Yes No Yes No
Are you planning to take out any personal loans shortly?
 Yes    No Yes No
If yes, how much for (approx)?
Are you planning to move in the foreseeable future?
 Yes    No Yes    No

If your partner died tomorrow, how much income would you need (or want) to maintain your living standards?
Would you want this income to decrease in value or keep up with inflation?
 Decrease
Keep Up 		Decrease
Keep Up
If you were off sick or ill for a long time, would you want to make sure your mortgage payments and other commitments could be paid until you return to work?
 Yes    No Yes    No
If you were made disabled tomorrow, would you want to repay your mortgage and convert your house and car?
 Yes    No Yes    No
If you suffered a heart attack (or a stroke) or were diagnosed as having cancer, MS or some other critical illness, would you rather lose your home or your mortgage?
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Mortgage 		Home
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