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Offduty - Debt Help

Do you:

  • run out of money before your next pay day?
  • feel embarrassed about how much you owe?
  • have difficulty obtaining credit?
  • rob "Peter" to pay "Paul"?
  • fear the post every day?
  • need ethical help?

Each year, many police officers and support staff find themselves in some form of financial difficulty. At times like this, it can be difficult to know who you can talk to. You may not want to talk to colleagues - or even to your partner - but know of no-one else who is in a position to advise.

Off Duty has looked at those who provide debt management advice, and selected Mike THOMAS as one of our recommended Debt Management Advisors. Mike served with the Metropolitan Police from 1976 - 1993, retiring from the service on medical grounds. Since then, he has worked closely with police officers and support staff in resolving their debt problems, increasingly establishing himself as the country's leading expert on police personal debt solutions.

Mike has now worked with officers and staff in over 34 Police Forces, with many JBBs, as well as with those in other professional bodies, including prison officers, M.O.D. personnel, fire fighters and teachers. He has previously appeared on numerous radio shows and television, on debt related issues and also writes on this subject every month in various papers and journals.

His clients range from those with several thousand pounds of unsecured debt to those owing in excess of £150,000. This does not include the mortgage. If you have debt problems, or are worried about the level of debt you have, we strongly recommend that you contact Mike. It is never too late, the sooner you contact him the sooner you discover what help is available. Through his "debt surgery", he offers a meeting in the strictest confidence and without obligation on non-police premises as well as consultations by telephone free of charge. For house repossession claims from lenders, he generally works on a "no settlement, no fee" approach - he'll give you more details when you contact him.

You can contact Mike for a confidential consultation on 0845 225 0025 or 0845 2600 590 local rate, or visit www.debtwizard.com. Alternatively, if you're not in a position to give him a ring at the moment, just email him via info@debtwizard.com. If you click on this link, it will open up a ready-made, discreetly worded email: you just need to add one or two additional contact details.

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